Back in 1898 when the first U.S. automobile insurance policy was purchased, there were barely 100 cars on the streets, nationwide.  Horses and carriages ruled the roads, and the main concern then for both insurers and auto drivers was any injury those noisy new machines might do to horses.

    Today a motor vehicle accident occurs every second.  Auto accidents cause an injury every 14 seconds, and every 13 minutes a car accident results in a fatality.   More than 31 million accidents occur per year, at an annual cost of almost $100. billion.  Theft and vandalism are other major perils facing drivers.  In fact, every 20 seconds another vehicle is stolen.

    After an Accident you should contact your Agent as quickly as possible.  If there is damage to your home or possessions, make "emergency" repairs to protect yourself and your property from further damage, and contact your Agent.