The Joseph S. Hills Agency, Inc.

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Office Location:
     129 Main Street
     PO Box 300
     Plaistow, NH 03865-0300

 Telephone #:
     603-382-9211 or 
     800-295-9211
FAX #: 603-382-3387

 

  

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What are the different types of Automobile coverage's?  

Bodily Injury & Property Damage covers damage you may cause to other people’s property and injuries to the people themselves.  If you own your own home you should carry limits of at least $100,000/300,000.  Higher limits are recommended.

Medical Payments insurance covers medical expenses for injuries. This "good-faith" coverage guarantees immediate medical payments for you, your passengers and other parties, regardless of who is at fault. It also covers you and members of your household in any accident involving an automobile, whether you are on foot, on a bicycle, or in a friend’s car.

Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage protects you if you are injured in an accident with others who themselves carry no liability insurance or not enough insurance to cover your injuries.
Other than Collision covers fire damage to your vehicle, break-ins, vandalism or theft as well as glass coverage and natural disasters, subject to your deductible.

Collision covers damage to your own vehicle in an accident, subject   to your deductible.

Extra Coverage's include expenses for towing & labor which provides coverage if your vehicle is towed or disabled.  Rental reimbursement coverage provides for a rental vehicle while your vehicle is undrivable or needs to be repaired from an accident .